This morning I got a phone message from an alleged debt collector. It smelled full of scam so I looked up online and confirmed my suspicion.
Basically, what seems to be happening is that if you call them, they will ask you for your personal information. In other words, it is identity theft taking advantage of human weakness. Many people, upon hearing that they owe debt, would feel guilty. Thus, they are more likely to put their guard down and divulge their personal information.
But this is probably less effective for people with different kinds or degrees of conscience.
🙂
I wonder why debtors should fear creditors. Do you think you are more afraid of your bank (where you deposit/lend your money) or the other way around?
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